PRIVACY POLICY

Effective date: August 24, 2026

This Privacy Policy explains how Errol Applications LLC, doing business as Fintech Focus Training and Consulting ("Fintech Focus," "we," "us," or "our") collects, uses, discloses, and protects personal information when you visit https://cryptotracingcourse.com, create an account, purchase or take a course, receive a certificate, communicate with us, or otherwise use our services (collectively, the "Services").

By using the Services, you acknowledge the practices described in this Privacy Policy. If you do not agree, do not use the Services.

1. Information We Collect

Information you provide

We may collect your name, email address, account credentials, billing and transaction details, organization or job-related information you choose to provide, customer-support communications, survey responses, course activity, quiz or assessment responses, and information needed to issue course-completion certificates.

Payment-card information is generally collected and processed by Thinkific and/or its payment processors. We may receive transaction records, payment status, billing contact details, and limited payment information, but we do not ordinarily receive or store your full payment-card number.

Information collected automatically

When you use the Services, we and our service providers may automatically collect device and browser information, IP address, approximate location derived from IP address, pages viewed, referring and exit pages, timestamps, clicks, course progress, video or lesson engagement, login activity, cookie identifiers, advertising identifiers, and diagnostic or security data.

Information from other sources

We may receive information from Thinkific, payment processors, analytics and advertising providers, email-service providers, authentication providers, and publicly available sources, consistent with applicable law.

2. How We Use Information

We may use personal information to:

• provide, administer, personalize, and improve the Services;

• create and manage accounts, enrollments, course access, progress, assessments, and certificates;

• process payments, refunds when applicable, taxes, and transaction records;

• communicate about purchases, accounts, course updates, support, security, and policy changes;

• send marketing communications where permitted by law and honor unsubscribe requests;

• measure traffic, engagement, conversions, and advertising performance;

• detect, investigate, and prevent fraud, abuse, credential sharing, piracy, security incidents, and unlawful activity;

• enforce our Terms of Use and protect our rights, users, and the public;

• comply with legal obligations and respond to lawful requests; and

• create aggregated or deidentified information that does not reasonably identify you.

3. Cookies, Analytics, and Advertising

We and third parties may use cookies, pixels, tags, local storage, and similar technologies. These technologies support essential site functions, remember preferences, measure course and website use, diagnose problems, and evaluate or deliver marketing.

We may use services provided by Google and Meta. Depending on our configuration and your location, these providers may collect or receive information from the Services and other sites to provide measurement, attribution, audience, or advertising services. Their handling of information is governed by their own policies.

You can control cookies through available site controls and browser settings. Blocking certain cookies may affect site functionality. Where required, we will request consent before using nonessential cookies. Residents of jurisdictions with applicable opt-out rights may contact us using Section 12 and may also use any "Your Privacy Choices" or similar link we make available.

4. How We Disclose Information

We may disclose personal information to:

• Platform and service providers, including Thinkific, payment processors, hosting, security, email, customer-support, analytics, advertising, certificate, and professional-service providers;

• Business transaction participants in connection with a financing, merger, acquisition, reorganization, sale of assets, or similar transaction;

• Authorities and other parties when we reasonably believe disclosure is required by law, legal process, or necessary to protect rights, safety, security, or prevent fraud or abuse; and

• Other parties at your direction or with your consent.

We do not disclose personal information to third parties for money as a standalone data-broker business. Some analytics or advertising activity may be treated as "sale," "sharing," or targeted advertising under certain privacy laws even when no money is exchanged. Where applicable, you may opt out as described in this Policy.

5. Thinkific and Other Third Parties

Our courses and checkout may be hosted or supported by Thinkific Labs Inc. Thinkific and other providers may process information on our behalf and may also process certain information for their own purposes under their respective privacy policies and terms. The Services may contain links to third-party websites or tools. We are not responsible for the privacy practices of third parties.

6. Marketing Communications

You may unsubscribe from promotional emails by using the unsubscribe link in the message or contacting us. We may still send nonpromotional communications concerning purchases, course access, certificates, security, support, or legal matters. Marketing emails will include the identification and contact information required by applicable law.

7. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Policy, including providing course access, maintaining completion and certificate records, complying with tax and accounting obligations, resolving disputes, enforcing agreements, and protecting against fraud or abuse. Retention periods vary according to the information and legal requirements. We may retain aggregated or deidentified information for longer.

8. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. No internet transmission or storage system is completely secure, and we cannot guarantee absolute security. You are responsible for protecting your password and promptly notifying us of suspected unauthorized account access.

9. Your Privacy Choices and Rights

Depending on where you live and subject to legal exceptions, you may have rights to request access to, correction of, deletion of, or a copy of personal information; to opt out of certain targeted advertising, sale, sharing, or profiling; to withdraw consent; or to appeal a denied request. You may exercise an applicable right by contacting us under Section 12. We may verify your identity before acting and may retain information necessary to document and comply with the request. Authorized-agent requests must satisfy applicable verification requirements.

You may lodge a complaint with the privacy or data-protection authority where you live. Nothing in this section grants rights that do not apply under governing law.

10. International Users and Transfers

We are based in Florida, United States, and our providers may process information in the United States, Canada, and other countries. Those countries may have privacy laws different from those where you live. Where required, appropriate transfer safeguards will be used.

11. Adults Only

The Services are intended only for persons age 18 or older. We do not knowingly collect personal information from anyone under 18. If you believe a person under 18 has provided personal information, contact us so we can review and, where appropriate, delete it.

12. Contact Us

Privacy requests and questions may be directed to:

Errol Applications LLC DBA Fintech Focus Training and Consulting
Email: [email protected]
Mailing address: 4291 S Tamiami Trail #1015 Venice, FL 34293
Website: https://cryptotracingcourse.com

13. Changes to This Privacy Policy

We may update this Policy periodically. We will post the revised version and update the effective date. If changes are material, we may provide additional notice as required by law. Your continued use of the Services after the updated Policy becomes effective signifies acknowledgment of the updated Policy.